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Retirement chronicle bnc.ca/retirement - Chronicle N°26

Good retirement planning would be incomplete without a valid will. If you've worked hard to save up a nest egg, it would be unfortunate to see it allocated against your wishes upon your death. In fact, in Quebec, it's the law that decides who the assets of a decedent are distributed to, in the...

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  • Retirement chronicle bnc.ca/retirement - Chronicle N°18

    January 18, 2012 - 8 h 00

      Life constantly reminds us that times flies. When it comes to savings, for example, some people tell themselves that they've still got lots of time to plan and save for retirement. Then they wake up one morning and... Oh no! Retirement is...

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  • Retirement chronicle bnc.ca/retirement - Chronicle N°17

    January 11, 2012 - 8 h 00

      Can you picture living until you're 90 years old? It could happen: statistics show that this is becoming a greater possibility than ever. But as average life expectancy rises, retirement often also gets extended, following the same trend....

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  • Retirement chronicle bnc.ca/retirement - Chronicle N°16

    December 21, 2011 - 8 h 00

      We all want to live out our retirement free from monetary worries. But the financial aspect is only one piece of the puzzle. Would you be happy living in financial comfort if you had no one to talk to, or to have fun and travel with? Your...

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°15

    December 14, 2011 - 8 h 00

    “What types of investment products do you have?” This is a question I often ask new customers in order to better help them plan for retirement. Often the answer is “I have an RRSP.” But did you know that an RRSP is not an investment product?

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°14

    December 7, 2011 - 8 h 00

    This is in fact a very good question and one that my clients often bring up during RRSP season. After all, the Canada Revenue Agency gives us an extra 60 days after the end of a calendar year to make an RRSP contribution, so why not take advantage...

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°13

    November 30, 2011 - 8 h 00

    We hear it all the time: life expectancies in Canada are on the rise. Although this is good news, financial considerations can cast a bit of a shadow over this happy picture. The older we get, the more we face health problems of all sorts, and...

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°12

    November 23, 2011 - 8 h 00

    A lot of women don’t realize that it will cost them much more than men to live out their golden years in the same comfort. It may not seem fair but it’s an eternal truth we financial advisors know well.

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°11

    November 16, 2011 - 8 h 00

    We often hear people approaching retirement talking of their “pension.” Some appear to have great hopes for their pension and have great projects in mind: “When I retire,….” But how much income are we really talking about? How much is...

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°10

    November 9, 2011 - 8 h 00

    You probably remember how the country’s pension plans were hard hit by the 2008 economic crisis, with drops in asset value that were sometimes considerable. At the time (and still today), many observers feared that the public retirement funds...

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  • Retirement rendez-vous bnc.ca/retirement - Chronicle N°9

    November 2, 2011 - 8 h 00

    There’s a lot of talk in the news these days about how more and more pensions are defined contribution plans, but the differences between defined contribution and defined benefit plans are not always explained, even though they are crucial to...

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